Fast Track Valuation Methods

Instant Valuations

 
Instant valuations, also known as an automated valuation model, is a process used to value a property remotely.
 

Instant valuations deliver time and cost savings for clients, meaning they are vital for time sensitive cases.

Desktop Valuations

A desktop valuation is a property inspection which is carried out by a valuation surveyor from the information they have available to them, from their desks.

Compared to an automated decision, the surveyor will manually investigate comparable property valuation data, together with geographical location, market influences and liquidity, as well as other factors.

Full Valuations


 Full valuations are available for cases which require further investigation and fall outside of our AVM and desktop criteria, e.g., HMO properties and more complex asset types.
 
We work with several leading comprehensive valuation partners providing a solution
  • No cost to the borrower
  • Up to 75% LTV on property values up to £750k
  • Rates from 0.85%
  • Residential, semi-commercial and commercial property types
  • Pre-completion video walkthrough will be required, at no cost to the borrower 
  • Desktop valuations are delivered within 48 hours
  • Up to 75% LTV available on property values up to £1m
  • Up to 65% LTV on property values up to £2m
  • Rates from 0.85%
  • Residential, semi-commercial and commercial property types
  • Pre-completion video walkthrough will be required, at no cost to the borrower 
  • Full valuations typically delivered within 5-7 days
  • Up to 80% LTV available on property values up to £5m+
  • Rates from 0.85%
  • Residential, semi-commercial and commercial property types
* Timescales are subject to the complexity of the deal *The valuation method chosen will be confirmed at application stage, following initial due diligence and at underwriting discretion