Call Us: 0151 523 5998

Residential Bridging Loans

Whether purchasing a buy-to-let property, securing an auction purchase, undertaking light to heavy refurbishment, or raising capital for business purposes, our residential bridging loans provide flexible funding designed to deliver speed and certainty when you need it most.

Max LTV:

75%

Max GDV:

70%

Rates from:

0.80%

Loan size:

£50k-£5m

Term:

3-18 months

Key uses

  • Available for a multitude of reasons including purchasing an investment property, refinance, re-bridging or capital raising for business purposes
  • Light refurb: build costs are funded in arrears and can amount to no more than 30% of the day one valuation. Examples include decorating, replacement of kitchens, bathrooms, electrical rewiring, plumbing, windows & doors
  • Medium refurb: build costs are funded in arrears and can amount to 31%-100% of the day one valuation. Suitable for moderate to extensive repairs, including extensions, change of use, conversions, and can also cover projects which require permitted development rights or planning permission
  • Heavy refurb: build costs are funded in arrears and can amount to 101%+ of the day one valuation. Ideal for heavy structural works and conversions, those involving building regulations approval or planning permission

Key features

  • Dual legal representation up to £1m
  • Instant valuation at no cost to the borrower
  • Desktop valuation within 48 hours
  • Full valuation
  • No upfront legal undertaking up to £1m
  • Full title insurance
  • No exit fees
  • Up to 100% purchase price is available with additional security as a 1st or 2nd charge
  • Flexible payment options
  • Up to 100% build costs covered
 

Also available on:

Dual+
Max Net
Max GDV

We’re here to help

Whether you need guidance, support or simply have a question, we’re here to help. Give your dedicated NAM a call or get in touch with our sales team.

David Weir

National Account Manager
Scotland, North of England, and London
07810 235 763
david.weir@Hope-Capital.co.uk

Sam Lea

National Account Manager Midlands, South Wales, and South of England
07774 809 330
sam.lea@Hope-Capital.co.uk

0151 523 5998
newdeals@hope-capital.co.uk

Discover our Other Products:

Semi-Commercial
Commercial

For max LTV on medium/heavy refurb homeowners and/or large portfolio only

The valuation method chosen will be confirmed at application stage, following initial due diligence and at underwriting discretion.  A pre-completion video walkthrough will be required, at no cost to the borrower

Refurbishment funds are released on the same day the monitoring agent’s report is received, whether conducted remotely or in person

Whats next:

Once we receive your quick enquiry, we will review the information and get back to you using the contact email address provided. Where possible, we aim to reply within one hour.  Occasionally, we may need to contact you first to discuss your requirements in more detail. For urgent enquiries, please call us at 0151 523 5998.

For more information about how we process and hold your data please view our privacy notice here.