Heavy refurb plus complex ownership structure made simple

Heavy refurb plus complex ownership structure made simple FACILITY £1,980,000 LOAN TERM 12 months LTV 60% Situation From the outset we knew this would be a complex case, but that’s what we do best, so didn’t shy away. A relatively small old office building was the asset that the borrower planned to refurb in order […]

Tight timings and poor credit for a ‘straightforward’ residential purchase

Tight timings and poor credit for a ‘straightforward’ residential purchase FACILITY £902,500 LOAN TERM 12 months LTV 65% Situation On the surface this was a very straightforward purchase. A large residential property that the borrower planned to turn into an HMO after a small amount of refurbishment. As is so often the case, the borrower […]

Reconciling a stack of CCJs to keep things moving

Reconciling a stack of CCJs to keep things moving FACILITY £337,500 LOAN TERM 9 months LTV 75% Situation We’ve seen more than our fair share of CCJs crop up in our time, and sometimes they can really throw a spanner in the works. This particular client needed a loan to repay an existing charge at […]

Having a UK non-resident get their refinance underway

Having a UK non-resident get their refinance underway FACILITY £420,000 LOAN TERM 12 months LTV 75% Situation Many of the solutions we use to help clients achieve their goals are really just common sense – looking at the situation with clear eyes and communicating effectively with everyone involved. In this instance the client’s challenge was […]

Going above and beyond for a complex land development

Going above and beyond for a complex land development FACILITY £858,000 LOAN TERM 12 months LTV 78% Situation Some client situations are more complex than others. But when it comes to tricky details, this project took the biscuit. We were first approached by the broker with a client who needed an urgent bridging loan to […]