Commercial Bridging Loans

Whether purchasing or refinancing commercial property, funding a new venture or transforming a property’s use, our commercial bridging loans help you seize opportunities and bring your plans to life. For properties with both residential and commercial elements, explore our semi-commercial bridging loans.

MAX LTV*

70%

MAX GDV

60%

RATES FROM

0.95%

LOAN SIZE

£50k-£5m

LOAN TERM

3-18 months

Key uses

Available for a multitude of reasons including purchasing an investment property, refinance, re-bridging or capital raising for business purposes
Light refurb: build costs are funded in arrears and can amount to no more than 30% of the day one valuation. Examples include decorating, replacement of kitchens, bathrooms, electrical rewiring, plumbing, windows & doors
Medium refurb: build costs are funded in arrears and can amount to 31%-100% of the day one valuation. Suitable for moderate to extensive repairs, including extensions, change of use, conversions, and can also cover projects which require permitted development rights or planning permission
Heavy refurb: build costs are funded in arrears and can amount to 101%+ of the day one valuation. Ideal for heavy structural works and conversions, those involving building regulations approval or planning permission

Key features

Dual legal representation up to £1m
Instant valuation at no cost to the borrower
Desktop valuation within 48 hours
Full valuation
No upfront legal undertaking up to £1m
Full title insurance
No exit fees
Up to 100% purchase price is available with additional security as a 1st or 2nd charge
Flexible payment options
Up to 100% build costs covered