The Discounted Rate loan is designed to help borrowers achieve the balance between affordability, optimal loan amount on day one, cash-flow and Loan to Value.


With the initial borrowing at a lower rate for the first 6 months, it provides lower monthly repayments for the customer, which can make the difference between the loan being affordable, or not.


The discounted rate is available on serviced or part-serviced loans and has a 12-month term, with 6-months being at the lower discounted rate and the remainder at the non-discounted rate.

“We’ve listened to our brokers and borrowers and understood their need for a new, flexible, affordable and accessible product. We’re excited to be launching the Discounted Rate product which helps us meet the needs of our customers.”

Jonathan Sealey, CEO

For example, a borrower purchasing a residential property requiring some refurbishment prior to being rented out, would benefit from low monthly repayments during the period of no rental income.  Once the property is tenanted and income coming in, the borrower can afford the increase in monthly repayments.


This new product is part of the Custom Collection which comprises five different products, features and options, all of which are designed to give the most suitable solution for the borrower.  By providing brokers with a collection of products, they’re able to offer their clients a loan that is truly customised to meet their needs.


These new bridging loans are available throughout England and Wales for a loan period of up to 18 months.


Hope Capital will lend both to individuals and companies on a first charge basis.


What you can be sure of is that our specialist team will be quick, with terms aimed to be offered within 1 hour, while our fees, charges and underwriting will be completely transparent.
To find out more please contact us on 0151 523 5998 and our team of experts will aim to get back to you within the hour to discuss it.

Chris Buckley

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