The 5 minute interview with Joanne McGillicuddy

3 Mar 2020


by Joanne McGillicuddy

In an interview with Bridging Loan Directory, our Underwriter, Joanne McGillicuddy talks about resetting on a Monday and childhood aspirations of wearing a white lab coat!


What is the best thing about being in the bridging finance business?

The fast pace environment and finding solutions to make the deal work for the client.


What keeps you focused?

Working to tight deadlines focusses the mind!  Also, I want to deliver the very best I can for the brokers and clients. We really pride ourselves on giving great service at Hope Capital.


What qualities do you look for in your employees or colleagues?

A team player, positivity and being prepared to work hard to get the job done, it also helps if they love food as much as me!


Are you an optimist or a pessimist?

I’m definitely an optimist, but with a touch of realism.


What did you want to be as a child?

It may be really geeky, but I wanted to be a chemist. I thought the smart white lab coats looked really cool and quite fancied wearing one!


What will be the greatest challenge facing the bridging finance industry in the coming months?

Managing client’s expectations of property values, especially in the commercial sector. We are seeing disparities in the client’s estimated value of properties and the values given by valuers. Increases in property values have tended to slow down but clients often don’t see this.


Who or what makes you laugh?

My 10 year old son, I love his optimism and view of the world, I asked him recently if he was going to buy some shin pads out of his Christmas money to which he replied ‘Mum I’m saving up for my car insurance, don’t you know car insurance is rocketing’!


Do you dread Monday mornings?

Definitely not. For me Monday is the day to reset and look forward to the challenges of a new week.


If you could change one thing about yourself, what would it be?

To relax more, I’ve always got a To Do list and I find it difficult to switch off and relax.


With whom would you most like to have dinner?

Chris Evans, I love his enthusiasm for life.


Joanne McGillicuddy

Joanne is an Underwriter in the Underwriting Department, assessing loan applications, carrying out due diligence whilst working closely with all stakeholders to progress cases forward to completion.

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